Legal Heir Certificate for Sbi Bank

After hearing both sides, Information Commissioner Neeraj Kumar Gupta said the complainant had requested details of his late mother`s retirement account by providing proof that he was the legal heir. At the time, the OFC erred in reliance on the relevant provision of the Act. „The Commission is of the view that the OFC at the time accepted the exemption ruthlessly and not meticulously in order to avoid a clear response to the complainant.” A distinction is made between the legal certificate of inheritance issued by the district judge/tehsildar and the certificate of succession/comfort letter issued by a competent court. The legal certificate of inheritance issued by DM is limited to identifying/acknowledging/certifying only the names of the legal heirs of the deceased. However, the Certificate of Succession and/or letters of administration issued by the competent court in accordance with the provisions of the Indian Succession Act 1925 authorise them and authorize them to inherit debts and titles and/or to administer the property (movable and immovable) of the deceased. Most banks accept the certificate of succession/comfort letter issued by a competent court as opposed to the certificate issued by a DM/Tehsildar. You can obtain clarification from the bank concerned. Step 1: Obtain an „application form” at the SBI bank branch and carefully complete all input fields. · SBI requires important documents such as a deed, will, and estate, as well as an order from the Administrative General, which is attached to the Supreme Court. Based on the limited facts that are told, we mainly assume that the deceased person is subject to the Hindu Succession Act 1956 („Act”) and that there are no living Class I heirs at that time, and your mother falls into the second entry in Class II Legal Heirs to make your mother directly a legal heir to her brother`s (deceased) assets.

· Surviving account holders must also submit a letter of compensation and guarantee to the bank. The case concerns a petition from S. Kumaraguruparan of Villupuram, who was seeking details of the account of his late mother, a pensioner. After the Bank`s Director of Public Information refused information under section 8 (1) (e) of the Access to Information Act, the complainant applied to the authority of first instance, which confirmed this. M. Kumaraguruparan was not satisfied with the response, so he filed a second complaint with the Central Information Commission. During the investigation, the Grievor stated that the OFC had informed that the individual borrowers` data was held in trust by the bank, the disclosure of which was exempt under paragraph 8(1)(e) of the Act. However, the bank stated that the requested information had been located and would be made available to the complainant. Step 2: Include with the written application a photocopy of the death certificate and valid proof of identity (certified by the surviving account holder) of the deceased account holder. · Checkbook, savings book, debit card of the deceased, death certificate, receipt of appointment.

Step 5: Once submitted, SBI will carry out the process of transferring the funds to the surviving account holder. The bank sends SMS messages throughout the procedure to keep the applicant informed. We further assume that the deceased died without inheritance (i.e. without making a will), under which, as mentioned above, the surviving legal heirs of the deceased must obtain either a certificate of succession or comfort letters from the competent court in accordance with the provisions of the Hindu Succession Act, 1956 in conjunction with the Indian Succession Act, 1925. The nominee is considered the custodian of the assets and is solely responsible for settling claims following the death of an account holder. A candidate can file a death claim with the bank in the case of a single account holder. Note: The bank will issue a new checkbook to the applicant after filing an application for death. The bank also blocks the ATM card issued in the name of the deceased account holder. My question relates to a claim by FD. My mother is the legal heiress to her brother`s property, who died childless.

Now, I would like to know whether the FD transfer on the basis of a legal certificate of inheritance issued by the court or on the one obtained from the DM (district judge`s office) can also help to claim FD or other savings.